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Based on our many years In practice, we can get you the debt relief you need and deserve for a reasonable and fair fee, (Payment plans are available.) Filing for bankruptcy is not something you should be ashamed of or feel guilty about. Every year, millions of Americans find themselves in some sort of a financial crisis. Of those, hundreds of thousands find relief after filing a petition with the Federal Bankruptcy Court.

There are different types of bankruptcy relief available to an Individual or business. Our firm predominantly handles Chapter 7 and Chapter 13 bankruptcy cases. A Chapter 7 bankruptcy proceeding was designed for those who are severely burdened by debt without the possibility or resources to pay a significant portion of their debt back. Chapter 7 bankruptcy is perfect for someone who is overwhelmed by unsecured debt. Medical bills, utility bills, overdraft charges, bad checks, and balances on foreclosures and repossessions can be discharged In a Chapter 7 bankruptcy proceeding.

A Chapter 13 bankruptcy proceeding is an option for individuals wishing to save their home from foreclosure, repair their credit, or protect assets that might otherwise be at risk of liquidation at the request of creditors, Chapter 13 is an interest-free repayment plan that allows you to combine your debts and repay all or part of them while protecting you from creditor harassment. This is an excellent alternative for individuals who do not qualify for a Chapter 7 bankruptcy proceeding.

The filing of bankruptcy immediately stops harassing telephone calls, lawsuits, home foreclosures, attachment of assets, and wage garnishments. If you are in over your head financially, let one of our experienced attorneys show you how the various bankruptcy laws may be able to help you. The law offices of Rodnick, Unger & Kaplan, P.C., are a debt relief agency helping people file for bankruptcy under the United States bankruptcy